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23. All of the following items were stolen from the
Smiths’ home. Which would be covered up to
the full coverage limit under Coverage C?
A. Mrs. Smith’s $1,400 sapphire ring
B. An antique Smith & Wesson revolver
valued at $4,000
C. $500 in cash
D. The original manuscript to the 1942 movie
Casablanca
24. The insured of a commercial property policy
will incur one deductible under the earthquake
endorsement for protection against aftershocks
for how many hours after the original quake?
A. 52
B. 96
C. 124
D. 168
25. Which one of the following forms would
be most appropriate to protect against a
suspension of business operations for an insured
that CANNOT afford to have its operations
interrupted?
A. Business income with the agreed value
option
B. Business income with a monthly limit of
indemnity
C. Extra expense insurance
D. Extended business income insurance
26. Helene owns an exclusive dress shop catering
to wealthy clients. Helene observes a shopper
walking out of the store with a dress that had
not been paid for. She stops the customer and
calls the police. The customer claims that she
was only taking the dress out to the sidewalk to
show her husband. The customer sues Helene
for personal injury. Helene’s businessowners
policy will
A. defend Helene and pay any judgments
against her
B. defend Helene and pay any judgments
against her if she has added the personal
injury endorsement to her businessowners
policy
C. deny coverage because of the intentional
injury exclusion
D. deny coverage because false arrest is not
covered under personal and advertising injury
what are the answers for these insurance questions?

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