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If the spot rate of the Israeli shekel is 5.51 shekels per dollar

If the spot rate of the Israeli shekel is 5.51 shekels per dollar
and the 180-day forward rate is 5.97 shekels per dollar, then the forward rate for the Israeli shekel is selling at a ____ to the spot rate.
a. premium of 18%
b. discount of 8%
c. discount of 18%
d. premium of 16%
e. premium of 8%
 
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