Which of the following is TRUE regarding a policy issued to a labor union insuring members of the organization for the benefit of persons other than the union or organization?
1. The members eligible for insurance under the policy must be all the members of the union or organization.2. The premiums for the policy must be paid either from funds of the union, or from funds contributed by the insured members specifically for their insurance, or from both.3. An insurer may exclude or limit the coverage on any person who provides unsatisfactory evidence of insurability to the insurer.4. All of the above are true
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